Sick Pet And Can’t Afford It – Now What?

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The late Sweetie Pie

When a family member needed thousands of dollars worth of dental work, she turned to a company that specializes in credit for dental work with little or no interest and great payment options. But what about our pets? Many times when a pet gets older, just like us humans they need extra health care because of age related illnesses.

I would imagine that there are a good number of people that just put the pet down because they can’t afford the medical care. That is a very sad situation for many people. I can’t imagine having to make that choice and I am grateful that I don’t have to. There are options for limited or fixed income pet owners – and it’s a great idea to point out this article or others to friends and family members that face this situation.

Let’s take a look at some options. We’re not promoting any of these options – this is for informational purposes only.

CareCredit

In my home, we’ve used CareCredit for dental work – they’re a lifesaver when it comes to procedures that you would prefer not to use a credit card for. CareCredit has a veterinary credit line as well that’s worth looking into before you need it.

CareCredit has what they call “promotional” zero interest rate financing for 6, 12. 18 and 24 months depending on how much you charge to your CareCredit account. You should know that CareCredit charges 26% interest if you don’t pay the balance in the time allotted.

CareCredit veterinary

In Memory of Magic

In Memory of Magic (IMOM) is a well known charity that can help with one time costs, spay and neutering and helping with chronic illnesses in pets through their organization.

IMOM is named after a cat named Magic and in the cat’s memory.

IMOM

The Pet Fund

From The Pet Fund website: The Pet Fund is a registered 501(c) 3 nonprofit association that provides financial assistance to owners of domestic animals who need veterinary care. Often animals are put down or suffer needlessly because their owners cannot afford expensive surgery or medical treatment.

The were started in 2006 as a charity that helps people with financial aid when they cannot afford the care that their companion pet needs. They also work with pet owners matching them with clinical trials of medications for conditions their pet may have.

The Pet Fund

Here is a state by state listing of financial assistance groups as well as cat/dog and breed specific assistance programs.

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